Lesson 3 – Set Up Free Credit Monitoring
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About This Lesson
One thing when you are fixing your credit that is extremely important is monitoring your progress.
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Until recently that costed money. Â but now the services are moving to not charging you and then trying to sell you everything
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in the website.  so before it tell you this DON’T BUY ANYTHING.  You don’t have to
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Ok now go to http://creditkarma.com and sign up. Â
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Here’s why.  It monitors all your credit activity and will email you when things change.Â
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Disgregard the scores they are consumer scores and not mortgage scores.
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It is awesome though because when you pay down cards or something we have no idea
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(unless you ask the creditor) Â when that new information will report and your score will change
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With Creditkarma  they will email you real time as the bureaus and scores change. Then just forward big changes to me.Â
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Easy.
Actions:
- Sign up For Credit Karma It's Free!!
- Email me if you receive alerts that the score has changed.
- Remember the Credit Karma Score is usually higher than your real mortgage score.
- Once you see a large Jump let me know so we can repull your mortgage credit
This Lesson will which collections affect your scores and how to negotiate to have them completely removed.
Duration: 4 Minutes
Progress 25%